Life & fun · alternatives · 2026

24 alternatives to Spendless

Mindful spending tracker | financial wellness without guilt

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

1. 1
   Mindspend▲132

   Mindspend is a mindful, conscious spending app for iOS and Android. Track spending, log how each purchase feels, and build better habits — no bank needed.

   Mar 2026 · mindspend.app · its alternatives →

2. 2
   Balancey▲81

   Budgeting, splitting, mindful spending

   2023 · balancey.app · its alternatives →

3. 3
   Spendful▲7

   A deliberately simple iOS app to track your spending

   2025 · apps.apple.com · its alternatives →

4. 4
   Actual Budgetfree▲278

   Robust and simple budgeting that works

   2019 · actualbudget.org · its alternatives →

5. 5
   Penny, an easy way to track your spending▲89

   Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

   2016 · pennyapp.io · its alternatives →

6. 6
   Spendly.▲6

   Money management made effortless

   2025 · app--spendly-e1fd5345.base44.app · its alternatives →

7. 7
   Monetal - Expense Tracker▲91

   Completely free and no-ads expense tracker

   2023 · monetal.app · its alternatives →

8. 8
   Noted▲66

   A mindfulness based approach to budgeting

   2019 · its alternatives →

9. 9SA
   Spendy – a simple money tracker (iOS app)▲59

   2014 · dl.dropboxusercontent.com · its alternatives →

10. 10
    Spend Less▲95

    A free Chrome extension to help you spend less money online

    2022 · spendless.app · its alternatives →

11. 11
    SpendPause▲7

    Pause before you purchase | build mindful spending habits.

    2025 · apps.apple.com · its alternatives →

12. 12
    Steady The Ship▲72

    Stick to a budget by tracking what you spend.

    2021 · steadytheship.com · its alternatives →

13. 13
    Balancey▲17

    Mindful spending, made simple

    2025 · balancey.app · its alternatives →

14. 14
    Spend Savvy app!▲6

    A simple, offline budgeting app that just works.

    2025 · play.google.com · its alternatives →

15. 15
    Spendwise ▲12

    Financial management

    2025 · play.google.com · its alternatives →

16. 16
    Spending Tracker▲10

    Smart expense tracking for mindful spending

    2024 · apps.apple.com · its alternatives →

17. 17SA
    Spendbook, a web app to track your expenses▲10

    The website is: https://www.spendbook.net/main I am posting this on behalf of a friend who built it so he can get a feedback - he doesn't have an account and when he created one his post was killed.

    2018 · its alternatives →

18. 18
    MoneyTool▲21

    No logins. No ads. Just clarity.

    2025 · themoneytool.com · its alternatives →

19. 19
    Spendly▲5

    Budgeting, without the spreadsheet

    Jul 2026 · spendly.my · its alternatives →

20. 20
    Spendly▲1

    Track expenses privately, offline, and without an account

    Aug 2026 · play.google.com · its alternatives →

21. 21
    SpendWise▲6

    Expense Tracker

    Jan 2026 · spend-wise-pearl-nine.vercel.app · its alternatives →

22. 22
    SpendWisely▲7

    Application for gaining insights into financial habits.

    2025 · app--spend-wise-c7d39499.base44.app · its alternatives →

23. 23
    Spendlia▲6

    A minimalistic spending tracker for founders

    2025 · its alternatives →

24. 24PA
    Payback, a web app to make spending and borrowing money easier▲15

    2012 · payback.io · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →