AI · alternatives · 2026
24 alternatives to SpendStory
Reveal your spending habits while getting roasted
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
SpendLog▲116See exactly what you bought, not just what you spent.
Dec 2025 · spendlog.app · its alternatives →
- 2
Fina▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
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Budget Burndown▲117Visually track your spending against your monthly budget
2019 · apps.apple.com · its alternatives →
- 5
SpendSights▲105Simply track your money just from your bank statements
2023 · spendsights.in · its alternatives →
- 6

Track and control your money with just a picture
2025 · howispendmy.money · its alternatives →
- 7

Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
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SpendVoice ▲9Just speak. AI categorizes and tracks your expenses.
Apr 2026 · spendvoice.com · its alternatives →
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SpendKeep▲27The Privacy-First Expense Tracker. No Bank Login Required.
Jul 2026 · spendkeep.com · its alternatives →
- 13

Hi HN — I'm Emerik, maker of *Talkie Spendy*, a mobile app that logs expenses by voice instead of typing. I kept abandoning budgeting tools because manual entry felt like homework, so I built something that records a purchase in under five seconds. *How it works:* tap once, say “4 dollars 50 coffee at Starbucks.” Audio is sent to the ElevenLabs speech-to-text API for transcription, then a lightweight OpenAI prompt extracts amount, merchant and category. Only that JSON (with the original timezone) syncs to Supabase. Everything’s built in FlutterFlow, with instant charts and CSV export.…
2025 · talkiespendy.com · its alternatives →
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Log expenses by voice. Track budgets instantly.
Feb 2026 · apps.apple.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
- 18SA
The website is: https://www.spendbook.net/main I am posting this on behalf of a friend who built it so he can get a feedback - he doesn't have an account and when he created one his post was killed.
2018 · its alternatives →
- 19
WiseFlow▲13Your money finally makes sense ! Meet Your New AI comapnion.
Jun 2026 · wiseflowapp.com · its alternatives →
- 20

Link your accounts and track budgets with the help of AI.
2025 · apps.apple.com · its alternatives →
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SpendTel▲4Turn bank statements into personalized financial stories
Jul 2026 · spendtel.app · its alternatives →
- 24
Spendy▲4Track your daily spending over multiple bank cards
Jul 2026 · spendy-smart-coach.base44.app · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →