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Growth · alternatives · 2026

24 alternatives to SPOT

Instant insurance to live each day like it's your last.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. SPOT launched in 2019; newer entries below may have overtaken it.

  1. 1
    Buddy▲89

    On-demand accident insurance for an active life.

    2020 · its alternatives →

  2. 2

    Get Spot. Get Hurt. Get Paid.

    2019 · its alternatives →

  3. 3
    Cardzen▲92

    Track every credit, perk, and point before it expires

    Jul 2026 · cardzen.ai · its alternatives →

  4. 4

    Earn 3% on your money. Pay no fees.

    2018 · its alternatives →

  5. 5

    Life insurance that's actually simple

    2017 · its alternatives →

  6. 6

    Affordable pet insurance alternative + realtime vet chat

    2023 · its alternatives →

  7. 7

    $1M on-demand General Liability insurance starting at $5

    2018 · its alternatives →

  8. 8

    Haven Simple is life insurance that is 100% no exam.

    2020 · its alternatives →

  9. 9

    All-in-one platform for employee healthcare & wellness needs

    2022 · its alternatives →

  10. 10

    Help your users financially protect their loved ones

    2018 · its alternatives →

  11. 11PC

    2011 · pickhealthinsurance.com · its alternatives →

  12. 12

    The world's first connected car insurance policy

    2019 · its alternatives →

  13. 13

    Travel Insurance with powerful geolocation technology 🚀

    2018 · its alternatives →

  14. 14
    Quilt▲118

    Radically simple insurance (aka, taking the suck out of it)

    2017 · its alternatives →

  15. 15

    Reimbursements & corporate cards in one.

    2020 · its alternatives →

  16. 16

    The first per mile insurance for motorcycles

    2021 · its alternatives →

  17. 17
    Avibra▲69

    Earn insurance simply with your good habits.

    2019 · its alternatives →

  18. 18

    Earn 4% APY with up to $75m in FDIC insurance

    2023 · its alternatives →

  19. 19

    Get a better rate for your car and home insurance!

    2017 · its alternatives →

  20. 20

    Fast, scalable business insurance for startups.

    2019 · its alternatives →

  21. 21HM

    2018 · howmuchismylifecosting.now.sh · its alternatives →

  22. 22

    Plan your future today. Instant & Easy Premium Calculation.

    2025 · apps.apple.com · its alternatives →

  23. 23

    Your life is about 4,000 weeks. Here you can fill them.

    Aug 2026 · myexistence.app · its alternatives →

  24. 24LI

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →