Alternatives
Products that do what When Will I Run Out Of Money? (weekend project) does
Hi everyone, I’ve been on Hacker News for a good number of years, but this is my first “Show HN”. I changed jobs recently. Tax is weird in Europe (and maybe other places as well?) in that different amounts go out at different times and repeat at various intervals. I needed to make sure I had enough cashflow to make all upcoming payments, I didn't want any surprises. So I created a little tool for my own purposes, then had fun putting a small HTML frontend on it as I thought it might be useful for someone else. I'm a backend developer in my day job, as you can probably tell from the design :)…
- 1IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com
- 2
- 3TC
Made this using Power BI and the Crypto Watch API. Started making this in November 2021, but never got around to publishing it, so that is the reason for the 'FOMO' in the title - probably a good thing if you 'missed out' on the crypto hype late last year. Now it serves as a way to see how much you 'saved' by not putting in money. Hope someone finds it fun!
2022 · vidacode.github.io
- 4WI
Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…
Oct 2025 · write-it-down.com
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- 6DS
Hey everyone! We're the folks from Codelitt Incubator. We pay several of our employees either entirely or partially in BTC. This is a huge pain every month when we run payroll. Normally it consists of a wire to Bitstamp (which includes a steep fee), buying the BTC on Bitstamp, sending to our company wallet, collecting receiving addresses, and then paying our employees. Because of this we're building a dead simple BTC Payroll. Our main goal is to make it easy for you to request that your employer pays you in BTC (partially or completely). We don't hold any money nor Bitcoins. It all happens…
2014
- 7IM
TLDR: I made a public only web analytics without signup. Stores views and visitors for 10 days before deleting data. Exactly 25 days ago today I posted here, proud of my new web analytics. The response was mixed and my post even got flagged (understandable). It was my first real launch and I actually made a sale just a day later of 49$(!). Back then my project was pay once, keep forever. Since then I have sadly went over to the dark side (subscription based). Anyways, I never went back to look at the post after the first two hours, turns out I got a lot of answers. Most answers was something…
2024 · indielytics.link
- 8MMoneyOnFIRE▲21
We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…
2025 · moneyonfire.com
- 9LW
Hey everyone. I'm a founder of a Boston based, venture backed startup, unrelated this this link. One of my business partners and I coded this website DURING long and painful meetings with our attorneys as a way to pass the time. We racked up over $100k in legal bills through a couple fundraising and legal hurdles. This is the website that resulted from that time.<p>We'd love your feedback for version 2.0. Thanks!
2011 · lawyerclock.com
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- 11MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com
- 12IW
I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…
Mar 2026 · strikerates.com
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- 16
Know the exact date your SaaS runs out of cash
Jul 2026 · monthsleft.netlify.app
- 17WW
Over three months ago, I posted my book on HN and got tremendous +ve reponse. I am happy to inform that I have published the book to leanpub as per the comments I got on HN itself! It is pay as you go model, and the minimum is $0 because I wanted to contribute back to the FOSS Community
2016
- 18IB
A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
2024
- 19IB
Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…
2023 · tender.run
- 20MS
I’m excited to share Savewise Cashback, a powerful new tool to help you save money on every online purchase. I was inspired to build this after I realized that cashback offers vary every day across every shopping portal. I imagined a “Google Flights” for cashback offers was something that would save me so much time, and help me earn more cash back and miles while shopping. With this tool, you no longer have to check every shopping portal to find the best cashback or mileage offers before making a purchase. It also shows you some historical data on offers by portal since the rates change…
2024 · cashback.savewise.xyz
- 21AO
As I couldn't find a proper web based open source tool that could help me with my bookkeeping, I spend a week to built one myself. It's based on laravel and provides revenue, expenses, travel allowance and depreciation sections. Everything is then merged to an annual statement, that can be exported as a pdf and used for tax filing. It's far away from perfect (no tests yet), but I would be happy to hear what you think about it and maybe find someone to join in.
2023 · github.com
- 22AM
Hi HN, Today I'm launching the Net Worth Tracker by Flow Finance, a beautiful and minimalist Excel template that allows individuals to track their assets, liabilities, income, and spending on a monthly basis. The focus of this template is understanding long-term trends in the incoming and outgoing expenses for an individual—always with a focus on maximising insights while minimising user inputs. This project was created because the alternatives, frankly, are completely overwhelming. A friend of mine introduced me to the FIRE Movement and, after doing deep dives through Reddit, I tried to…
2023 · getflow.finance
- 23
See your cash future. Dodge overdrafts before they bite.
Feb 2026 · cashflowforecaster.us
- 24IB
Hi HN! My name is Yossi, and I'm a solo indie maker. SEO tools are super pricey and free tools often fall short, leaving most users to costly subscription-based tools. So, I built SEO Stuff, a keyword tool that uses a credit-based system for builders like me who use SEO more sporadically. Have a great day!
2024 · seo-stuff.com
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