Dev tools · alternatives · 2026
24 alternatives to When Will I Run Out Of Money? (weekend project)
Hi everyone, I’ve been on Hacker News for a good number of years, but this is my first “Show HN”. I changed jobs recently. Tax is weird in Europe (and maybe other places as well?) in that different amounts go out at different times and repeat at various intervals. I needed to make sure I had enough cashflow to make all upcoming payments, I didn't want any surprises. So I created a little tool for my own purposes, then had fun putting a small HTML frontend on it as I thought it might be useful for someone else. I'm a backend developer in my day job, as you can probably tell from the design :)…
When Will I Run Out Of Money? is a cashflow forecasting tool that helps users track irregular payments and recurring expenses at different intervals to identify shortfalls. Designed for freelancers and employees in… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. When Will I Run Out Of Money? (weekend project) launched in 2023; newer entries below may have overtaken it.
- 1IQ
Quick background: I used to code. Studied it in school, wrote some projects, but eventually convinced myself I wasn't cut out for it. Too slow, too many bugs, imposter syndrome — the usual story. So I pivoted, ended up as an investment associate at an early-stage angel fund, and haven't written real code in years. Fast forward to now. I'm a Buffett nerd — big believer in compound interest as a mental model for life. I run compound interest calculations constantly. Not because I need to, but because watching numbers grow over 30-40 years keeps me patient when markets get wild. It's basically…
Jan 2026 · calquio.com · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 4TC
Made this using Power BI and the Crypto Watch API. Started making this in November 2021, but never got around to publishing it, so that is the reason for the 'FOMO' in the title - probably a good thing if you 'missed out' on the crypto hype late last year. Now it serves as a way to see how much you 'saved' by not putting in money. Hope someone finds it fun!
2022 · vidacode.github.io · its alternatives →
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Get for free how much you have to build a profitable venture
2021 · its alternatives →
- 7
Know exactly how long your cash will last.
Apr 2026 · cashrunway.halim.pro · its alternatives →
- 8IM
TLDR: I made a public only web analytics without signup. Stores views and visitors for 10 days before deleting data. Exactly 25 days ago today I posted here, proud of my new web analytics. The response was mixed and my post even got flagged (understandable). It was my first real launch and I actually made a sale just a day later of 49$(!). Back then my project was pay once, keep forever. Since then I have sadly went over to the dark side (subscription based). Anyways, I never went back to look at the post after the first two hours, turns out I got a lot of answers. Most answers was something…
2024 · indielytics.link · its alternatives →
- 9
MoneyOnFIRE▲21We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…
2025 · moneyonfire.com · its alternatives →
- 10
For Freelancers & Companies to forecast their Finances.
Apr 2026 · cashflowbud.com · its alternatives →
- 11MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 12
I loved learning how to build end-to-end encryption. I thought you'd need to go through every record. I felt really silly when I learned how keys can be used. For context, I'd blown through half a million dollars over 4 years and had no idea where it went. So I'm trying to get a grip on it with this app. I can't use bank statements, because I'm using different electronic money institutions (EMI) and Lebanon barely supports paying by card. It took a while to get a UI I actually wanted to use... The part I'm still unsure about is adding old savings. Some find it intuitive but others find it…
Jun 2026 · bucksbuddy.com · its alternatives →
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I was a software engineer at a late stage startup and was caught in a layoff this January. When I looked into exercising my options or getting liquidity, I realized the secondary market is a total black box. Liquidity funds spend a fortune on Google Ads just to find people like us. Those high marketing costs eventually come out of our pockets in the form of higher fees and worse terms. I built StrikeRates to change that. The site is meant to be a central resource for anyone navigating this. I included a Liquidity 101 section that explains the different financial vehicles because that…
Mar 2026 · strikerates.com · its alternatives →
- 14
Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
- 15
Subwise▲19Hey HN, I built Subwise to solve a personal pain point: keeping track of all the subscriptions I’ve signed up for — from SaaS tools to streaming services. What it does Automatically detects subscriptions from checkout pages using a browser extension Syncs with a web dashboard that categorizes, tracks, and reminds you of recurring charges Gives spending analytics, trends, and cost-saving insights Supports multi-currency tracking (USD, PHP, SGD) with live conversion Why I built it Too many tools focus just on logging expenses. I wanted something that works more like a smart assistant —…
2025 · usesubwise.com · its alternatives →
- 16
Talk to your finances. 13-week forecast, zero spreadsheets
May 2026 · forwardlens.ai · its alternatives →
- 17
TreoCast▲7Simple, Powerful, Automated 13-Week Cash Forecasting
Jan 2026 · treocast.com · its alternatives →
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MyFinch▲7The financial co-pilot that predicts your future cash flow.
Nov 2025 · myfinch.app · its alternatives →
- 19
Forecast Spendings, Track Savings
2025 · apps.apple.com · its alternatives →
- 20
Know the exact date your SaaS runs out of cash
Jul 2026 · monthsleft.netlify.app · its alternatives →
- 21WW
Over three months ago, I posted my book on HN and got tremendous +ve reponse. I am happy to inform that I have published the book to leanpub as per the comments I got on HN itself! It is pay as you go model, and the minimum is $0 because I wanted to contribute back to the FOSS Community
2016 · its alternatives →
- 22
I built a mortgage payment calculator for people who just want clean, fast numbers without the lead-gen friction. https://toolvault.co/tools/mortgage-payment-calculator It started because every time I tried to run mortgage scenarios, I hit one of these problems: Forms that demand email/phone before showing results Slow, ad-heavy pages that feel like landing funnels, not tools Calculators that only show principal + interest, ignoring real monthly costs What this tool does: Calculates full monthly housing cost: principal, interest, property tax, insurance, PMI, and HOA…
Jan 2026 · toolvault.co · its alternatives →
- 23IB
A few years ago, I started managing my finances using Google Sheets. It worked fine for a while, but then I hit some limitations. As my financial planning needs grew more complex, I found myself struggling with tracking assets and forecasting future financial scenarios. Thus, I started to work in my spare time on building FinancialAha: https://www.financialaha.com - a financial planning app designed to do everything my spreadsheets couldn’t. It is completely free and I intend to add some paid features later on as listed on the pricing page, but I want to keep it free for people…
2024 · its alternatives →
- 24
Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…
2023 · tender.run · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →