Growth · alternatives · 2026

24 alternatives to Zirtue

Lend & Borrow Money With Friends & Family on Your Terms

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Zirtue launched in 2018; newer entries below may have overtaken it.

1. 1
   Zirtue▲2

   Lend and Borrow Money on Your Terms

   2020 · zirtue.com · its alternatives →

2. 2
   LenderFriender▲62

   Marketplace to borrow and lend among people you know

   2020 · its alternatives →

3. 3
   iLend▲201

   Keep track of the things you lend and borrow.

   2017 · ilendapp.com · its alternatives →

4. 4
   Bond▲338

   A simple app that reminds you to keep in touch with people

   2014 · getbond.co · its alternatives →

5. 5
   Tango▲111

   Improving couple's finance and communication around money

   2023 · tangomoney.com · its alternatives →

6. 6
   Omni Lending▲228

   Instantly lend anything you own to your friends.

   2016 · its alternatives →

7. 7
   Tandem▲267

   Limit Venmo requests & money fights with expense sharing

   2023 · usetandem.com · its alternatives →

8. 8
   Ledge▲143

   Lend friends money using Venmo - legally and easily

   2015 · its alternatives →

9. 9
   LendingCrowd▲111

   Peer-to-peer lending in your pocket

   2015 · lendingcrowd.com · its alternatives →

10. 10
    Borrow▲6

    Peer-to-peer mobile networking platform for micro-financing.

    2020 · its alternatives →

11. 11
    LendPal▲6

    Track loans, repayments, and due dates between friends

    Aug 2026 · apps.apple.com · its alternatives →

12. 12
    Pigeon▲179

    Loan money to others without the hassle

    2023 · usepigeon.io · its alternatives →

13. 13
    Borrow and Lend▲11

    A dedicated app for tracking money transactions with ease

    2025 · borrowlend.f5buddy.app · its alternatives →

14. 14
    JustLend▲66

    Solving family, friend, & community lending at scale

    2022 · justlend.co · its alternatives →

15. 15
    Lenmo▲80

    P2P and B2C lending platform

    2019 · lenme.com · its alternatives →

16. 16
    LendPal▲68

    Borrow and Lend Money + Items to Friends

    2014 · its alternatives →

17. 17
    Let's Split▲89

    Share, track and settle group expenses all in one app

    2023 · letsplit.com · its alternatives →

18. 18
    Divvy▲88

    The social financing app that focuses on your lifestyle 🛍️

    2018 · apps.apple.com · its alternatives →

19. 19
    Frank▲71

    Lend to and borrow money from your friends and family

    2016 · its alternatives →

20. 20
    Combine▲90

    One app to control all your money across countries and banks

    2018 · its alternatives →

21. 21PA
    Payback, a web app to make spending and borrowing money easier▲15

    2012 · payback.io · its alternatives →

22. 22
    Let's Split▲86

    Split and pay group expenses

    2023 · letsplit.com · its alternatives →

23. 23
    Z-Money Pro▲76

    Online personal finance accounting system

    2018 · z-money.pro · its alternatives →

24. 24
    Who Owes Me▲66

    App to remember who you loaned money to

    2017 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →