Commerce · alternatives · 2026

24 alternatives to Zirtue

Lend and Borrow Money on Your Terms

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Zirtue launched in 2020; newer entries below may have overtaken it.

1. 1
   Zirtue▲3

   Lend & Borrow Money With Friends & Family on Your Terms

   2018 · zirtue.com · its alternatives →

2. 2
   Borrow and Lend▲11

   A dedicated app for tracking money transactions with ease

   2025 · borrowlend.f5buddy.app · its alternatives →

3. 3
   LenderFriender▲62

   Marketplace to borrow and lend among people you know

   2020 · its alternatives →

4. 4
   iLend▲201

   Keep track of the things you lend and borrow.

   2017 · ilendapp.com · its alternatives →

5. 5
   Tango▲111

   Improving couple's finance and communication around money

   2023 · tangomoney.com · its alternatives →

6. 6
   Crendly▲87

   A marketplace for loans, connecting lenders and borrowers

   2023 · crendly.com · its alternatives →

7. 7
   LendingCrowd▲111

   Peer-to-peer lending in your pocket

   2015 · lendingcrowd.com · its alternatives →

8. 8PA
   Payback, a web app to make spending and borrowing money easier▲15

   2012 · payback.io · its alternatives →

9. 9
   Lenmo▲80

   P2P and B2C lending platform

   2019 · lenme.com · its alternatives →

10. 10
    Pigeon▲179

    Loan money to others without the hassle

    2023 · usepigeon.io · its alternatives →

11. 11
    Who Owes Me▲66

    App to remember who you loaned money to

    2017 · apps.apple.com · its alternatives →

12. 12
    Z-Money Pro▲76

    Online personal finance accounting system

    2018 · z-money.pro · its alternatives →

13. 13
    Borrow▲6

    Peer-to-peer mobile networking platform for micro-financing.

    2020 · its alternatives →

14. 14
    Fluz App▲118

    Reinventing cashback to give you more.

    2020 · fluz.app · its alternatives →

15. 15
    LendPal▲68

    Borrow and Lend Money + Items to Friends

    2014 · its alternatives →

16. 16
    Frank▲71

    Lend to and borrow money from your friends and family

    2016 · its alternatives →

17. 17CP
    Credy – Peer-to-Peer Lending Platform for India▲65

    2017 · credy.in · its alternatives →

18. 18
    Lendflow API▲81

    API to embed lending into your product

    2021 · its alternatives →

19. 19
    LendPal▲6

    Track loans, repayments, and due dates between friends

    Aug 2026 · apps.apple.com · its alternatives →

20. 20FA
    Frank – A Platform to lend and borrow money between friends and family▲13

    2016 · hifrank.com · its alternatives →

21. 21
    Loan and Mortgage Calculator▲84

    Intuitive mortgage and loan calculation

    2023 · apps.apple.com · its alternatives →

22. 22
    FiFit▲59

    Crypto-Backed Business Loans - Unleash Liquidity

    2021 · its alternatives →

23. 23
    Zopa▲4

    Lend money to sensible borrowers who pay you interest.

    2015 · zopa.com · its alternatives →

24. 24
    JustLend▲66

    Solving family, friend, & community lending at scale

    2022 · justlend.co · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →