Commerce · alternatives · 2026

24 alternatives to Balancio

Privacy-focused, 100% offline expense tracker

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Protowallet▲103

   Free, open source, GPT powered, offline expense tracker

   2023 · github.com · its alternatives →

2. 2
   Expenses▲101

   Simple daily expense tracker

   2017 · play.google.com · its alternatives →

3. 3
   zero: private offline expense tracker▲4

   Track expenses offline with complete privacy

   Feb 2026 · play.google.com · its alternatives →

4. 4
   Monetal - Expense Tracker▲91

   Completely free and no-ads expense tracker

   2023 · monetal.app · its alternatives →

5. 5
   Monetal - Expense tracker▲62

   100% free, iOS, Android

   2023 · its alternatives →

6. 6
   Axio Money: Expense Tracker Offline ▲6

   Track money privately. Offline. No cloud. No ads. No signup.

   Jul 2026 · apps.apple.com · its alternatives →

7. 7
   Chest - Simple Expense Tracker▲5

   Simple, offline expense tracking in seconds

   Jan 2026 · apps.apple.com · its alternatives →

8. 8
   Balanz AI — Money tracker▲1

   money tracker application, 100% free

   Nov 2025 · apps.apple.com · its alternatives →

9. 9
   Pocket Clear▲19

   Privacy-First Expense Tracker for Couples & Individuals

   Feb 2026 · pocketclear.app · its alternatives →

10. 10
    Fino▲2

    Fast and simple personal budget tracking

    May 2026 · play.google.com · its alternatives →

11. 11
    Expense Tracker▲15

    Your simple, no-noise personal finance buddy.

    2025 · github.com · its alternatives →

12. 12
    ExpenseNest▲3

    Private AI Expense Tracker for Freelancers — Works Offline

    Feb 2026 · tryexpensenest.app · its alternatives →

13. 13
    Fainto: Private Budget Tracker▲5

    Private budget tracker. See where your money goes

    Jul 2026 · fainto.app · its alternatives →

14. 14
    Finansense▲17

    Track your money. Smarter, easier

    2025 · finansense.id · its alternatives →

15. 15
    Coin Kitty Personal Finance Tracking App▲3

    Private, offline budget tracking — no account, no ads

    Jul 2026 · play.google.com · its alternatives →

16. 16
    Balanze▲6

    Personal finance management

    Nov 2025 · balanze.cash · its alternatives →

17. 17
    Unspent — Expense Tracker▲1

    Track expenses privately — no login, works on any device

    Jul 2026 · unspent.netlify.app · its alternatives →

18. 18
    Expense Orbit▲3

    Simple, secure expense tracking - your data stays private

    Feb 2026 · play.google.com · its alternatives →

19. 19
    SpendJot▲5

    Track your expenses without giving away your data.

    Dec 2025 · play.google.com · its alternatives →

20. 20
    SmartBudgetPro — Offline Expense Tracker▲2

    Offline & Private Expense Tracker. No Subscriptions.

    Dec 2025 · play.google.com · its alternatives →

21. 21
    FinMate▲11

    Your smart expense tracker

    2025 · its alternatives →

22. 22
    FinTrack - Expense Tracker▲1

    The simplest free app to track expenses & income

    Mar 2026 · play.google.com · its alternatives →

23. 23
    Finledge - Expense Tracker▲3

    Your personal finance ledger, built for clarity and control.

    May 2026 · play.google.com · its alternatives →

24. 24
    Fincend: Expense Tracker▲6

    Expense tracking without the account, sync, or bank login

    Jul 2026 · fincend.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →