Dev tools · alternatives · 2026
24 alternatives to I built Raya Cash – A solo project creating a virtual bank in Argentina
I spent the last year building Raya Cash, a virtual bank designed specifically for the Argentine market. As a solo founder, I handled everything—from coding the platform to integrating features that cater to both local currency (ARS) and crypto enthusiasts. The goal? To give users in Argentina a secure and efficient way to manage their money, bridging the gap between traditional banking and decentralized finance. Would love your feedback or any questions!
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 2
Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…
Dec 2025 · hackclub.com · its alternatives →
- 3
An open-source platform for banks
2014 · openbankproject.com · its alternatives →
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I have 5% of crypto and want 65% of Bitcoin there. How?
2021 · github.com · its alternatives →
- 6
Coin Assistant▲139World's first financial AI-assistant for digital currencies
2019 · coin.xyz · its alternatives →
- 7
- 8
Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
- 9
Cashila▲73Use bitcoin to pay bills and wire euros to yourself & others
2016 · cashila.com · its alternatives →
- 10
Invest in diversified digital asset index funds backed 1:1 by real assets. Buy tokenized gold, silver, stocks, Bitcoin, & top crypto with a single investment.
Jun 2026 · wealtii.com · its alternatives →
- 11IB
I built this as a Garage Project over the weekend. https://x402.backpac.xyz/ Still working on refining things, but let me know your thoughts. Cheers.
2025 · its alternatives →
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Investor, builder, writer — John Zettler
2018 · commandiv.com · its alternatives →
- 13
Hey HN, I just released Tradofire, a crypto trading app I built using a lot of cursor chatgpt and claude for over a year. The main idea of the app is very simple - to swipe on pre-prepared trading setups (like tinder) and if you right swipe it opens a position. The execution of this simple idea was much more complex and tbh I could not have done it without AI. Here's a quick rundown of the main features: Swipe-to-Trade UI: Quickly initiate long or short positions with intuitive swipe gestures. Real-Time Trade Signals: Get curated crypto signals from the market delivered proactively, helping…
2025 · apps.apple.com · its alternatives →
- 14
32Win là nhà cái cá cược uy tín hàng đầu Châu Á, cung cấp đa dạng các trò chơi hấp dẫn như casino, bắn cá, đá gà, xổ số và eSports, tham gia ngay nhận 320.000K!
2016 · catm.io · its alternatives →
- 15MF
I know everyone is a bit burned out on blockchain and cryptocurrency related stuff around these parts, but I've been working on as a side project for the last few months and thought you guys might be interested: https://cryptoempire.io/ It's still a bit buggy and incomplete (the mobile ux needs a lot of work, the leaderboard isn't functional yet, etc.), but I've reached a point where I'm not totally ashamed of sharing it :) Any feedback would be most welcome!
2018 · its alternatives →
- 16MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 17IB
I started DCA’ing into BTC many years ago. I kept missing buys, buying emotionally into pumps, and forgetting during chop. So I wrote a simple script that hit an exchange API once a day with a fixed amount. Friends asked to use it, so I generalized it and added a DB to manage multiple users. Why I didn’t use existing tools: Most options I tried were either locked to one exchange or did fixed-amount DCA with naive execution. I wanted multi-exchange support and a way to scale buys during dips and preserve capital during rips. I also kept running into inconsistent API rate limits and…
2025 · its alternatives →
- 18AD
Experiments are fun. I recently came across Bitclout, and I love the underlying concept. It’s ballsy, will it work? — time will tell. I think Bitclout as a thesis is moving towards the right direction. Decentralised Social Media networks will be the next thing and allowing users to own their own social equity and monetise that is the future. Last year I started an experimental fund, Khoob (www.khoob.group) The idea was to invest in and build interesting Indian companies (a Betaworks / Expa for India). Thus far we have made 4 investments, and are building 4 companies. At Khoob I’m the…
2021 · its alternatives →
- 19
- 20IB
I'm Canadian, live abroad, and my money is scattered across two countries, multiple currencies, banks, brokerages, real estate, and some private equity. No app could hold all of it, and none could answer a simple question like "what's my actual USD exposure?" Brisa pulls everything together (Plaid + manual accounts + real estate + PE, all multi-currency) and puts an AI on top that has my full financial picture in context. Instead of clicking through charts, I can just ask. Would appreciate any feedback!
Jul 2026 · demo.joinbrisa.com · its alternatives →
- 21IB
I am Isaque Franklin and I build products and solve problems in my free time (between college and work) and also for a living. I am a Bitcoin maximalist and I truly believe that Bitcoin is the sanest money that exists today, and I also belive that hard money is essential for the development of civilization and for the future of mankind. However, one cannot uderstand Bitcoin and all it's applications and benefits without falling down the rabbit hole - an experience every bitcoiner has tasted in the beginning of their journey and constantly tastes when learning new things about bitcoin.…
2024 · directoryofsatoshi.com · its alternatives →
- 22
Zerosum▲3I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so
Feb 2026 · zerosum.so · its alternatives →
- 23AA
- 24MA
2018 · myca.is · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →