Dev tools · alternatives · 2026
24 alternatives to I made a simple personal finance API (like Yodlee)
It's at http://finkin.com. The goal is to allow a developer to sign up in seconds, and within minutes begin querying data. It runs under https and stores no access information. From http://news.ycombinator.com/item?id=1431583, I realized that all those types of sites are not tailored to developers like the other simple APIs around the web are (i.e. flickr). I made mine as simple as I thought possible. From http://news.ycombinator.com/item?id=1676458, I realized that eventually it should be a scalable model where you pay pennies per the # of requests you make. Right now it supports many…
Finkin is a personal finance API that lets developers quickly access banking and financial data from multiple institutions via HTTPS. Designed for simplicity, it requires minimal setup time and stores no access… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. I made a simple personal finance API (like Yodlee) launched in 2010; newer entries below may have overtaken it.
- 1
Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
- 2
Fina▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
- 3

- 4
FinFloh▲361Accounts receivable software for CFOs & B2B finance teams
2024 · finfloh.com · its alternatives →
- 5

- 6
Finage▲104Real-time API platform for stock, forex, and crypto data
2025 · finage.co.uk · its alternatives →
- 7

Investing insights, news + education for your platform
2023 · finimize.com · its alternatives →
- 8
CurrencyStack▲113A free modern currency data API for fintech apps.
2019 · currencystack.io · its alternatives →
- 9

We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…
Nov 2025 · finbodhi.com · its alternatives →
- 10

- 11
Finlingo▲77Your own AI CFO, watching your money on autopilot
May 2026 · finlingo.ai · its alternatives →
- 12

Real-time data aggregation and asset transfer for fintech
2022 · meshpay.com · its alternatives →
- 13

Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
- 14

Advanced stock market analysis and portfolio tracking tool
2023 · its alternatives →
- 15
Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
- 16

- 17

uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.
2021 · ufincs.com · its alternatives →
- 18

finagg is a Python package and CLI that enables you to aggregate and update free financial data from a handful of high quality data sources all within your own SQL database. Here're some quick facts about it: - Implements nearly all of the BEA API, FRED API, and SEC EDGAR APIs (all of which have free and nearly unlimited data access) - Only focused on macrodata (no intraday data support) - Provides methods for transforming data from these APIs into normalized features that're readily useable for analysis, strategy development, and AI/ML - The most popular methods include getting…
2024 · github.com · its alternatives →
- 19

- 20

Personal finance management for Node.js hackers and Google Docs users - kika/hackerwallet
2016 · github.com · its alternatives →
- 21

Build Finance Apps Fast – Own This API
2025 · rajaanosh.gumroad.com · its alternatives →
- 22
Finzen▲3Over the years, I've tried pretty much every personal finance tool out there. Loved some, hated others, but in the end, I always came back to using my trusty google sheet. I needed something that combined YNAB's envelope budgeting with what a multi-asset portfolio tracker does. For me, your budget and your investments are linked. Obviously, never invest more than you can afford to lose - but how are you supposed to know how much that is for you without understanding your spending habits? So I built Finzen Finzen = budgeting + portfolio tracking + rich visual reports and stats Currently in…
Jun 2026 · finzen.org · its alternatives →
- 23

Your financial success starts here
2025 · fintrack.sannty.in · its alternatives →
- 24

Track your money honestly. Build on it if you're a developer
Feb 2026 · trupocket.app · its alternatives →
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →