Work · alternatives · 2026

24 alternatives to IOU Wallet

Keep track of what you owe and are owed

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1
IOU-Money▲65
Manage and explore your debit and credit transaction flow
2021 · apps.apple.com · its alternatives →
2IS
IOU – Split shared expenses▲82
2019 · iou.ch · its alternatives →
3
Owy▲269
Keep track of the things people owe you
2017 · its alternatives →
4
IOU▲86
Scan any receipt and split the tab with your friends
2021 · apps.apple.com · its alternatives →
5
IOweU▲3
Track who owes what — money, items, favors. Free
Jul 2026 · iou.2genio.us · its alternatives →
6
Splitwise▲99
Share bills and IOUs - make sure everyone gets paid back
2014 · splitwise.com · its alternatives →
7
IOU▲78
A super simple way to split bills
2019 · iou.ch · its alternatives →
8
Claimdog▲200
Find money you're owed. Get it back.
2016 · claimdog.com · its alternatives →
9
Who Owes Me▲66
App to remember who you loaned money to
2017 · apps.apple.com · its alternatives →
10
Tukode Wallet▲65
Financial tracker for iOS
2019 · its alternatives →
11
MonAi▲100
AI powered expense tracker
2023 · get-monai.app · its alternatives →
12
1inch DeFi Wallet▲117
A user‑friendly wallet as an entry point to DeFi
2021 · 1inch.com · its alternatives →
13
Bizzllet▲136
Manage business crypto payments, expenses and invoices
2023 · its alternatives →
14LK
Ledger – Know whose turn it is to pay▲18
2017 · useledger.com · its alternatives →
15
Paperworks.io – All your receipts, invoices, and payments in one place▲23
Paperworks provides an easy way to collect, find, and download all your receipts, invoices, and payments, from multiple accounts in one place.
2016 · paperworks.io · its alternatives →
16
Borrowist▲6
Better manage lending/borrowing money to friends and family.
2019 · borrowist.com · its alternatives →
17
Yubilly▲64
Digital email receipt, invoice wallet and inbox management
2022 · yubilly.com · its alternatives →
18
Loaney▲68
Track loans simply and elegantly
2021 · loaney.exerra.xyz · its alternatives →
19
CryptoNotify▲62
Receive transaction notifications of any BTC or ETH address
2019 · cryptonotify.app · its alternatives →
20
Reclaim▲6
Track IOUs, split costs, and reclaim what's yours.
May 2026 · getreclaim.app · its alternatives →
21
OweFlow
Track loans & IOUs so you never forget who owes what
Dec 2025 · play.google.com · its alternatives →
22
My Wallet - Incomes & Expenses▲2
Track income, expenses, debts and get smart reminders.
Jun 2026 · play.google.com · its alternatives →
23
Debt Book - Loan & IOU Tracker▲1
Track who owes you — offline, private, with interest
Aug 2026 · apps.apple.com · its alternatives →
24
PayMeLater IOU Friend Debt Tracker▲7
Split bills with multiple friends simply with Drag and Drop
2024 · paymelater.app · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →