Work · alternatives · 2026

24 alternatives to Debt Book - Loan & IOU Tracker

Track who owes you — offline, private, with interest

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1
Owy▲269
Keep track of the things people owe you
2017 · its alternatives →
2
Who Owes Me▲66
App to remember who you loaned money to
2017 · apps.apple.com · its alternatives →
3
Keepfully 2.0▲143
Keep track of money and objects you lend or borrow.
2025 · apps.apple.com · its alternatives →
4
UnDebt: Debt Tracker App▲17
Getting ahead of your debts should be free.
2025 · apps.apple.com · its alternatives →
5
Notion Debt Tracker▲75
Pay your debt obligations on time with Notion debt tracker
2023 · theaccountantguy.gumroad.com · its alternatives →
6
Loan Tracker: You Owe Me▲2
Track debts without awkward conversations
Jan 2026 · midoris.github.io · its alternatives →
7
Lendy – Keep track of books you have lended▲12
Keep track of every book you own, and never lose one to a friend again. Lendy is a cozy pixel-art library for tracking, lending, and borrowing your books.
Jan 2026 · lendy.viraat.dev · its alternatives →
8
Early Bird▲75
Manage debts you owe yourself as if it were a credit card
2022 · its alternatives →
9
Trexy | Track Expenses Easily▲88
Track expenses and debts easily with multi-currency support.
2021 · apps.apple.com · its alternatives →
10
Owemint▲3
Money Owed & Debt Tracker
Jun 2026 · apps.apple.com · its alternatives →
11
Byaj Book: Debt Management Bookkeeping▲2
loan tracker, ledger with a monthly interest calculator
2022 · play.google.com · its alternatives →
12
Dibs — Friendly Debt Tracker▲6
Track money between friends and family. Offline, simple.
Jan 2026 · dibs.pablogamero.com · its alternatives →
13
IOU▲86
Scan any receipt and split the tab with your friends
2021 · apps.apple.com · its alternatives →
14
IOweU▲3
Track who owes what — money, items, favors. Free
Jul 2026 · iou.2genio.us · its alternatives →
15LK
Ledger – Know whose turn it is to pay▲18
2017 · useledger.com · its alternatives →
16
Loaney▲68
Track loans simply and elegantly
2021 · loaney.exerra.xyz · its alternatives →
17
Debt Tracker Spreadsheet▲11
Planner & Tracker in Excel & Google Sheets
2025 · its alternatives →
18
Settle Book▲2
Track debts, expenses & subscriptions in one place.
Mar 2026 · play.google.com · its alternatives →
19
DueLog: Debt & IOU Tracker▲1
The simple ledger for lends & IOUs
Aug 2026 · play.google.com · its alternatives →
20
Amnty▲2
Track who owes you and what you owe.
Jul 2026 · apps.apple.com · its alternatives →
21
Debtdown▲2
Simple debt payoff planner with visual progress tracking
Mar 2026 · apps.apple.com · its alternatives →
22
OweMate - Debt & Loan Tracker
Smart debt tracker with AI-powered payment reminders
Apr 2026 · apps.apple.com · its alternatives →
23
OweFlow
Track loans & IOUs so you never forget who owes what
Dec 2025 · play.google.com · its alternatives →
24
You owe me!▲3
Money and item debt tracker for the unforgetting
2019 · play.google.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →