Commerce · alternatives · 2026

24 alternatives to Pennies-AI

Track your finances without being tracked

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1
Silver Pennies▲99
Your personal finance AI agent that helps you save money
2025 · its alternatives →
2
Penny, an easy way to track your spending▲89
Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
3
SuperMoney▲181
Your money stress, solved by AI.
Mar 2026 · supermoney.com · its alternatives →
4
Fina▲257
Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
5
Pennies▲195
Incredibly simple personal budgeting app for iOS
2014 · getpennies.com · its alternatives →
6
Pennie AI▲8
It all starts with a Pennie. Ask Pennie about your money.
Oct 2025 · pennieai.com · its alternatives →
7
Rich Finance Tracker▲103
Automate your finance tracking in Notion
2022 · inotion.gumroad.com · its alternatives →
8
Rolly: AI Money Tracker▲29
Makes expense tracking simpler and interesting with AI
2024 · rolly.framer.website · its alternatives →
9
Penny: AI Money Manager App▲3
Expense & Budget Spend Tracker
Apr 2026 · apps.apple.com · its alternatives →
10
Treasury AI▲20
Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
11
SpendKeep▲27
The Privacy-First Expense Tracker. No Bank Login Required.
Jul 2026 · spendkeep.com · its alternatives →
12
Moneyball▲19
AI finance tracker for multi-bank, multi-currency households
Jun 2026 · moneyball.me · its alternatives →
13
TrackMyMoney▲6
Manage your budget with AI, no bank credentials needed!
2025 · its alternatives →
14
FinTrack AI▲6
AI-powered personal Finance Tracker
2025 · fintrack-ai.com · its alternatives →
15
How I Spend My Money▲25
Track and control your money with just a picture
2025 · howispendmy.money · its alternatives →
16
PocketBook AI▲21
Your personal AI coach for smarter spending.
2025 · apps.apple.com · its alternatives →
17
PennyMaster▲14
Get a nudge of your spending. Build better habits with AI
2025 · its alternatives →
18
Pennio AI Expense Tracker▲3
Smart tracking for modern life.
May 2026 · apps.apple.com · its alternatives →
19
MoneyPilot▲7
Your private AI copilot for smarter money decisions
Sep 2026 · moneypilot.e-nukta.com · its alternatives →
20
Rolly: Your AI Money Tracker▲2
Rolly: Effortless Expense Tracking with AI Precision
2024 · rolly.flutterflow.app · its alternatives →
21
Finbos▲13
AI powered financial intelligence app
Dec 2025 · finbos.app · its alternatives →
22
WiseFlow▲13
Your money finally makes sense ! Meet Your New AI comapnion.
Jun 2026 · wiseflowapp.com · its alternatives →
23
AI Money Manager - GPT Based Expense App▲9
Manage your finances effortlessly with AI Money Manager
2024 · play.google.com · its alternatives →
24
MoneyMoo▲17
AI-powered personal finance advisor for everyone
2025 · moneymoo.lovable.app · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →