Growth · alternatives · 2026

24 alternatives to Silver Pennies

Your personal finance AI agent that helps you save money

Silver Pennies is a free AI agent that tracks personal finances by reading transaction alerts from a Gmail label. It analyzes credits and debits to provide financial insights without requiring bank logins or manual… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Pennies-AI▲2

   Track your finances without being tracked

   Apr 2026 · pennies-ai.com · its alternatives →

2. 2
   Penny, an easy way to track your spending▲89

   Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

   2016 · pennyapp.io · its alternatives →

3. 3
   Pennies▲195

   Incredibly simple personal budgeting app for iOS

   2014 · getpennies.com · its alternatives →

4. 4
   Digit▲364

   SMS bot that monitors your bank account & saves you money

   2014 · oportun.com · its alternatives →

5. 5
   INDmoney▲142

   SuperMoneyApp to track and invest at zero commission

   2021 · indmoney.com · its alternatives →

6. 6
   SuperMoney▲181

   Your money stress, solved by AI.

   Mar 2026 · supermoney.com · its alternatives →

7. 7
   Pennie AI▲8

   It all starts with a Pennie. Ask Pennie about your money.

   Oct 2025 · pennieai.com · its alternatives →

8. 8
   Shillings▲84

   Your pocket income forecaster & tracker

   2023 · getshillings.com · its alternatives →

9. 9
   Rolly: AI Money Tracker▲29

   Makes expense tracking simpler and interesting with AI

   2024 · rolly.framer.website · its alternatives →

10. 10
    PennyMaster▲14

    Get a nudge of your spending. Build better habits with AI

    2025 · its alternatives →

11. 11
    SpendKeep▲27

    The Privacy-First Expense Tracker. No Bank Login Required.

    Jul 2026 · spendkeep.com · its alternatives →

12. 12
    PocketBook AI▲21

    Your personal AI coach for smarter spending.

    2025 · apps.apple.com · its alternatives →

13. 13
    TrackMyMoney▲6

    Manage your budget with AI, no bank credentials needed!

    2025 · its alternatives →

14. 14
    Personal Finance Using ChatGPT▲13

    Master Your Money -Automate Your Personal Finances

    2025 · amitconnect44.gumroad.com · its alternatives →

15. 15
    Shmoney AI▲11

    Financial AI Agents

    2024 · its alternatives →

16. 16
    Penny: AI Money Manager App▲3

    Expense & Budget Spend Tracker

    Apr 2026 · apps.apple.com · its alternatives →

17. 17
    How I Spend My Money▲25

    Track and control your money with just a picture

    2025 · howispendmy.money · its alternatives →

18. 18
    Moneyball▲19

    AI finance tracker for multi-bank, multi-currency households

    Jun 2026 · moneyball.me · its alternatives →

19. 19
    Pocket.AI - Spending Tracker▲9

    Smart, secure chat-based spending tracker.

    2025 · apps.apple.com · its alternatives →

20. 20
    MintAi - Expense Tracker▲6

    Track spending with voice & Ai

    2025 · its alternatives →

21. 21
    Jibify▲4

    Privacy-focused finance tracker with offline storage and AI

    Mar 2026 · play.google.com · its alternatives →

22. 22
    Finch - AI Chat & Bookkeeping▲10

    AI-Powered Expense Tracker & Bookkeeping.

    2025 · play.google.com · its alternatives →

23. 23
    Penny Pulse▲4

    Manage Your Finances and Budget with AI Insights!

    2025 · its alternatives →

24. 24IM
    I made an AI-finance tracker that let's you chat with your wallet▲12

    2024 · innerwallet.xyz · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →