Dev tools · alternatives · 2026
24 alternatives to PiggyFlow
Free budget tracker. 100% encrypted.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Flow▲200A FOSS expense tracker that focuses on privacy and UX
2025 · flow.gege.mn · its alternatives →
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2020 · github.com · its alternatives →
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Piggy▲95Track your Coinbase wallet and other crypto in your Menu bar
2017 · apps.apple.com · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
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Private financial vault to track your money securely.
May 2026 · share.streamlit.io · its alternatives →
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Track expenses in 3 seconds. Just text a Telegram bot.
May 2026 · pocket-flow.app · its alternatives →
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Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
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Piggy Bank▲11Manage all your Finance at one place without hassle
2022 · ngelani.gumroad.com · its alternatives →
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I loved learning how to build end-to-end encryption. I thought you'd need to go through every record. I felt really silly when I learned how keys can be used. For context, I'd blown through half a million dollars over 4 years and had no idea where it went. So I'm trying to get a grip on it with this app. I can't use bank statements, because I'm using different electronic money institutions (EMI) and Lebanon barely supports paying by card. It took a while to get a UI I actually wanted to use... The part I'm still unsure about is adding old savings. Some find it intuitive but others find it…
Jun 2026 · bucksbuddy.com · its alternatives →
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Try zero-based monthly budgeting in 5 min. 100% free!
Jan 2026 · jengobudget.com · its alternatives →
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Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…
2023 · tender.run · its alternatives →
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Free lean cashflow management for Mac for freelancers & SMBs
2025 · account.peak-atlas.io · its alternatives →
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Free Excel budget tracker with one-click automation
Jan 2026 · budgetmaven.gumroad.com · its alternatives →
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Eenvoudig overzicht en controle over je geld
Dec 2025 · budgetbuddy-nl.lovable.app · its alternatives →
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Manage kids allowances & teach kids the value of money
2025 · digitalpiggybank.com · its alternatives →
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Zerosum▲3I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so
Feb 2026 · zerosum.so · its alternatives →
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The world’s simplest, 100% offline expense tracker
Jul 2026 · play.google.com · its alternatives →
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Zero-based budgeting built like the Barefoot Investor system
Jun 2026 · mybucketflow.app · its alternatives →
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Contribute to porkybank/porkybank development by creating an account on GitHub.
2024 · github.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →