AI · alternatives · 2026
24 alternatives to Sarathy — Your Financial Companion
Your financial companion who actually gets you
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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a friend who reads your feelings before your bank balance
Jun 2026 · sarathy-sg-companion.lovable.app · its alternatives →
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Peek▲828AI personal finance coach that guides you through decisions
2025 · peek.money · its alternatives →
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Ray▲293I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
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MoneyPal▲13Chat with your Money. India-first AI personal finance app.
2025 · moneypal.club · its alternatives →
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Hi HN, I’ve been working on a project called My Financial Pal, a free web app that generates personalized financial plans in just a few minutes. The way it works: You answer a short questionnaire about your income, expenses, debts, and goals The app uses AI to analyze your answers You immediately receive a custom PDF report with actionable advice tailored to your situation The advice focuses on practical decisions like: Should you prioritize paying off debt vs. investing? How can you budget more effectively? What’s the best strategy to save for a major purchase? My motivation: financial…
2025 · my-financial-pal-baf4b5e07c1c.herokuapp.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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Connect with peers to intelligently manage your money.
2019 · statusmoney.com · its alternatives →
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SpendKeep▲27The Privacy-First Expense Tracker. No Bank Login Required.
Jul 2026 · spendkeep.com · its alternatives →
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AI Personal Financial Advisor, Investment, Personal finance
2024 · its alternatives →
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WiseFlow▲13Your money finally makes sense ! Meet Your New AI comapnion.
Jun 2026 · wiseflowapp.com · its alternatives →
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finbrain▲3Chat-first money tracking with real-time AI budgets.
Feb 2026 · finbrain.app · its alternatives →
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Chat with your expenses and make better financial decisions
2025 · jointabby.xyz · its alternatives →
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Spendr▲2The personal finance assistant that lives in WhatsApp.
Jun 2026 · spendr.in · its alternatives →
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Track finances across currencies using the power of AI
Jan 2026 · thepocketledger.net · its alternatives →
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FinAI▲3AI finance tracker that understands how you talk
Feb 2026 · finaien.vercel.app · its alternatives →
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MindVest▲6Your Personal Finance, Trading and Investing AI Companion.
2025 · mind-vest.io · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →