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Commerce · alternatives · 2026

24 alternatives to Tonik Digital Bank

Philippines' first neobank

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Tonik Digital Bank launched in 2024; newer entries below may have overtaken it.

  1. 1

    A-to-Z turnkey neobank for enterprises, banks and startups

    2021 · omniwire.com · its alternatives →

  2. 2
    Mercury▲730

    Banking stack for startups

    2019 · mercury.com · its alternatives →

  3. 3
    Z1▲101

    Digital bank for teenagers in Latam

    2021 · z1.app · its alternatives →

  4. 4
    HCB▲390

    The open-source, nonprofit neobank

    2025 · hcb.hackclub.com · its alternatives →

  5. 5
    Qonto▲113

    The neobank for SMEs and freelancers

    2019 · qonto.com · its alternatives →

  6. 6
    COCA▲399

    The world's first MPC wallet with non-custodial card

    2024 · coca.xyz · its alternatives →

  7. 7
    N26▲290

    The Mobile Bank

    2016 · n26.com · its alternatives →

  8. 8
    Lopeer▲83

    Hybrid neobank that combines crypto with traditional banking

    2023 · lopeer.com · its alternatives →

  9. 9
    Monzo▲117

    The bank of the future

    2016 · monzo.com · its alternatives →

  10. 10
    Shelf▲90

    Neobank for young professionals in India

    2022 · shelfpay.in · its alternatives →

  11. 11

    Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…

    Dec 2025 · hackclub.com · its alternatives →

  12. 12

    India’s first neobank for teenagers

    2020 · play.google.com · its alternatives →

  13. 13
    Neo▲7

    Banking software | digital crypto bank

    2025 · itio.in · its alternatives →

  14. 14

    Create bank accounts for your users instantly

    2021 · cashfree.com · its alternatives →

  15. 15

    New ERA of Digital Banking

    2021 · kwikpaisa.com · its alternatives →

  16. 16

    Mobile Wallet Platforms for Business Development

    2025 · addustechnologies.com · its alternatives →

  17. 17

    beyond banking

    2020 · its alternatives →

  18. 18

    Plateforme de paiement en ligne tout-en-un

    2025 · its alternatives →

  19. 19
    OneFin▲120

    One stop fintech software for banks & NBFCs

    2025 · demo.onefin.in · its alternatives →

  20. 20

    Banking the un(der)banked Nigerians

    2021 · mkobobank.com · its alternatives →

  21. 21

    Innovative, secure, and transparent financial solutions

    2024 · digitalerabank.com · its alternatives →

  22. 22
    Nemo▲86

    Innovative and modern business banking solutions

    2021 · margrave.io · its alternatives →

  23. 23
    Nuo▲25

    Spend, borrow and grow your cryptocurrencies

    2018 · getnuo.com · its alternatives →

  24. 24

    A unified business banking solution for freelancers

    2021 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →