Life & fun · alternatives · 2026
24 alternatives to Baki — Budget & Expense Tracker
Your real spendable balance, before you spend it
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
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Actual Budgetfree▲278Robust and simple budgeting that works
2019 · actualbudget.org · its alternatives →
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My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
2023 · apps.apple.com · its alternatives →
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Klaro Budget▲10I got tired of budgeting apps that make you categorise every purchase. When I’m deciding whether to buy something, I don’t think “do I have money left in my dining budget?” I think “can I afford this before my next paycheck?” So I built Klaro Budget around pay schedules instead. You enter when you get paid and your recurring bills, and it shows you exactly how much disposable income you have for each pay period. No more guessing if that £50 dinner will mess up your monthly budget. It’s pretty simple but feels way more natural than the category-based approach everyone else uses. I’ve been…
2025 · klaro-budget.app · its alternatives →
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Track spending in 3 taps. 162 currencies. No account needed.
Mar 2026 · play.google.com · its alternatives →
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Log expenses by voice. Track budgets instantly.
Feb 2026 · apps.apple.com · its alternatives →
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See what your monthly spending costs your retirement
Apr 2026 · paisaproof.com · its alternatives →
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Find out exactly how many customers you need to survive
Jun 2026 · speedcalcs.com · its alternatives →
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Your money has 9 leaks and there's an order to fixing them
Apr 2026 · yourdigits.app · its alternatives →
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Track spending: just text it like you'd text a friend.
Jun 2026 · boba-budget.pages.dev · its alternatives →
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Hi HN — I'm Emerik, maker of *Talkie Spendy*, a mobile app that logs expenses by voice instead of typing. I kept abandoning budgeting tools because manual entry felt like homework, so I built something that records a purchase in under five seconds. *How it works:* tap once, say “4 dollars 50 coffee at Starbucks.” Audio is sent to the ElevenLabs speech-to-text API for transcription, then a lightweight OpenAI prompt extracts amount, merchant and category. Only that JSON (with the original timezone) syncs to Supabase. Everything’s built in FlutterFlow, with instant charts and CSV export.…
2025 · talkiespendy.com · its alternatives →
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Eveski▲5A Personal Subscriptions Manager for Recurring Expenses
2023 · eveski.com · its alternatives →
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Hi HN, I built AffordWhere to answer a question I kept running into: “If I earn X, where can I actually afford to live comfortably?” The site lets you compare cities based on income, rent, taxes, and day-to-day costs, and see how far a salary realistically goes in each place. It’s intentionally simple: Focused on affordability rather than averages Designed for relocation and remote-work decisions No account required I’d appreciate feedback on: Whether the affordability framing is useful Missing cost factors you’d expect Data accuracy or methodology concerns Link:…
Jan 2026 · affordwhere.com · its alternatives →
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Real credit card logic, Dashboard, Fixed expenses
Jun 2026 · finanzcor-2026.finanzcor.workers.dev · its alternatives →
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Zerosum▲3I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so
Feb 2026 · zerosum.so · its alternatives →
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MoneyMap▲8Escape the paycheck-to-paycheck cycle, together
Jul 2026 · apps.apple.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →