Alternatives
Products that do what Retirology does
FIRE planning without the subscription.
- 1IS
Hey everyone! After another year of building as a solo dev on nights and weekends, I'm back with an update on this post: https://news.ycombinator.com/item?id=31083093. TL;DR - ProjectionLab (https://projectionlab.com) is a privacy-friendly personal finance planning tool where you can create financial plans that go beyond the standard online retirement calculators. And by popular request, it now supports self-hosting for Lifetime users! Something I'm grateful for is that our community here on HN is the difference between PL existing and not. There was actually a time…
2023 · projectionlab.com
- 2BB
2024 · budgetflow.cc
- 3
- 4IS
Hey everyone! I'm back with an update on this post [0]. Last year, I quit my corporate job and went full-time on ProjectionLab, the long-term financial planning app I've been building for the past 4 years, which some of you may recognize. The decision to go all-in felt like a huge leap. But it was the right call, and it's been a good year. And without the HN community, it would not have happened. As I mentioned last time [0], the feedback on my original Show HN is THE reason I'm still here working on this. I'm really grateful for that. And I hope the way I’ve grown PL -- staying bootstrapped…
2024 · projectionlab.com
- 5FU
2023 · fire.picheta.me
- 6AP
2015 · captain401.com
- 7
A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.
11d ago · foresightplanner.com
- 8AF
Most retirement calculators either oversimplify things or ask you to link your accounts so they can make money off your data. I wanted something that actually helped me see if I was on track without handing over a bank login, so I built RetireNumber. It's a privacy-first retirement planner. You type in your own numbers. No account linking, no selling your data, no VC. Just me and a subscription. The engine does real math: Monte Carlo with 1,000 runs, historical backtesting to 1928 using Shiller's Yale data, tax-aware withdrawal strategies, and scenario comparison so you can try different…
Feb 2026 · retirenumber.com
- 9
- 10MMoneyOnFIRE▲21
We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…
2025 · moneyonfire.com
- 11
- 12
- 13
- 14
Your personalized roadmap to financial independence.
Jun 2026 · novaplanner.app
- 15FR
You can adjust inputs and immediately see how the outcome changes. Results include clear success rates, cash-flow charts, and an “Under the Hood” view that shows exactly how the numbers are worked out.
Nov 2025 · pulse-browser.com
- 16
Free Roth conversion calculator that minimizes lifetime tax
Jul 2026 · roth-conversion-calculator.kindoflost.com
- 17
- 18
- 19
Financial calculators for FIRE, crypto & Canadian investors
Jun 2026 · ilovemoney.net
- 20
Plan your retirement in minutes. Free, private, no login.
Mar 2026 · planwithclarity.app
- 21
- 22
- 23
- 24
Debt payoff calculator — no bank login needed
Jul 2026 · downslopefinance.com
Ranked by how close each launch is in meaning, then by votes. Refine with a description →