Commerce · alternatives · 2026

24 alternatives to eMony

Offline expense tracker with no account and no cloud

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

1. 1
   Actual Budgetfree▲278

   Robust and simple budgeting that works

   2019 · actualbudget.org · its alternatives →

2. 2
   8udget▲97

   Budget, invest & track finances - works offline

   Jan 2026 · 8udget.my · its alternatives →

3. 3
   Expenses▲101

   Simple daily expense tracker

   2017 · play.google.com · its alternatives →

4. 4
   zero: private offline expense tracker▲4

   Track expenses offline with complete privacy

   Feb 2026 · play.google.com · its alternatives →

5. 5
   Axio Money: Expense Tracker Offline ▲6

   Track money privately. Offline. No cloud. No ads. No signup.

   Jul 2026 · apps.apple.com · its alternatives →

6. 6
   Coin Kitty Personal Finance Tracking App▲3

   Private, offline budget tracking — no account, no ads

   Jul 2026 · play.google.com · its alternatives →

7. 7
   Fainto: Private Budget Tracker▲5

   Private budget tracker. See where your money goes

   Jul 2026 · fainto.app · its alternatives →

8. 8
   Nestly▲3

   Offline budget & expense tracker. No account needed.

   Apr 2026 · manuelgonzga.github.io · its alternatives →

9. 9
   SpendKeep▲27

   The Privacy-First Expense Tracker. No Bank Login Required.

   Jul 2026 · spendkeep.com · its alternatives →

10. 10
    Expense Orbit▲3

    Simple, secure expense tracking - your data stays private

    Feb 2026 · play.google.com · its alternatives →

11. 11
    Walletly▲3

    The expense tracker that doesn't want your bank password

    Jun 2026 · apps.apple.com · its alternatives →

12. 12
    Cashly ▲1

    Cashly – The expense tracker that never sees your data

    Mar 2026 · play.google.com · its alternatives →

13. 13
    SpenseIQ-Privacy first Money manager▲2

    Premium budgeting tools, absolute data ownership.

    Jun 2026 · play.google.com · its alternatives →

14. 14
    PayCheck▲3

    Track your money. Your records stay on your phone.

    Aug 2026 · play.google.com · its alternatives →

15. 15
    Unspent — Expense Tracker▲1

    Track expenses privately — no login, works on any device

    Jul 2026 · unspent.netlify.app · its alternatives →

16. 16
    Walletvy: AI Expense & Budget▲3

    On-device AI expense tracker with Tinder-like swipes.

    Mar 2026 · play.google.com · its alternatives →

17. 17
    Chest - Simple Expense Tracker▲5

    Simple, offline expense tracking in seconds

    Jan 2026 · apps.apple.com · its alternatives →

18. 18
    FinX – Privacy-First Finance Tracker▲1

    Budget tracker that works offline. Your data stays yours.

    Apr 2026 · its alternatives →

19. 19
    TrackMyMoney▲6

    Manage your budget with AI, no bank credentials needed!

    2025 · its alternatives →

20. 20
    CashLeakLogger▲3

    Offline expense tracker, no account or bank required

    Jul 2026 · play.google.com · its alternatives →

21. 21
    FinPlan.ME▲3

    Private and local. No AI or cloud. Just you and your money.

    Jun 2026 · finplan.me · its alternatives →

22. 22
    Kashly▲4

    Cash expense tracker — no bank, no cards, just you

    Jun 2026 · apps.apple.com · its alternatives →

23. 23
    Middle Class Finance▲2

    Free budget tracking built for everyday earners

    Feb 2026 · middleclassfinance.app · its alternatives →

24. 24
    CashFlow: Expense Tracker▲1

    The world’s simplest, 100% offline expense tracker

    Jul 2026 · play.google.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →