Commerce · alternatives · 2026

24 alternatives to Sift

Your money on your device. The serverless finance tracker.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Sift▲283

   Automatic refunds from hidden credit card benefits

   2017 · its alternatives →

2. 2
   Finary▲318

   Track your net worth in real-time

   2021 · finary.com · its alternatives →

3. 3
   The Simple Finance Tracker▲185

   Effortless money management

   2023 · felixdigistash.gumroad.com · its alternatives →

4. 4
   TopHat Finance – free, open, and offline▲104

   TopHat Finance - an in-browser personal finances app

   2022 · athenodoros.github.io · its alternatives →

5. 5
   Panopticash▲87

   Personal finance with no frills

   2023 · its alternatives →

6. 6
   SpendSights▲105

   Simply track your money just from your bank statements

   2023 · spendsights.in · its alternatives →

7. 7
   MySimpleFinance▲11

   A simple finance app for tracking your income and expenses

   2025 · its alternatives →

8. 8
   Finansense▲17

   Track your money. Smarter, easier

   2025 · finansense.id · its alternatives →

9. 9
   SpendKeep▲27

   The Privacy-First Expense Tracker. No Bank Login Required.

   Jul 2026 · spendkeep.com · its alternatives →

10. 10
    Mini-spend-tracker – a self-hosted server for tracking your spendings▲17

    Contribute to martinlevesque/mini-spend-tracker development by creating an account on GitHub.

    2023 · github.com · its alternatives →

11. 11
    Finance Tracker OS▲21

    Manage all your finances simply in one place.

    2024 · its alternatives →

12. 12
    SiBalance▲3

    Built for people who want control. Not bank connections.

    Jun 2026 · apps.apple.com · its alternatives →

13. 13
    CashFlow: Expense Tracker▲1

    The world’s simplest, 100% offline expense tracker

    Jul 2026 · play.google.com · its alternatives →

14. 14
    onbalance▲16

    Hey! onbalance is maturing. The new 2.0 version brings multiuser access to organizations. And it's still free with no limitations or ads! Also, a technical security whitepaper was released alongside a few other articles on privacy, offline-first, and cash flow planning concepts. Find it on Google Play and App Store.

    2025 · onbalance.app · its alternatives →

15. 15
    Sift▲5

    Automatic Refunds From Hidden Credit Card Benefits

    2017 · its alternatives →

16. 16
    Nifty Finance▲11

    See the whole picture.

    2025 · niftyfinance.com · its alternatives →

17. 17
    Xpenses▲6

    Privacy-focused finance tracking app

    2025 · puppybyte.dev · its alternatives →

18. 18
    JotWell▲4

    Private expense tracking for Android.

    Jul 2026 · play.google.com · its alternatives →

19. 19
    FinMate▲11

    Your smart expense tracker

    2025 · its alternatives →

20. 20
    Finance Tracker▲11

    Finance Tracker – Effortless Personal Finance Management

    2025 · web.cashflowr.app · its alternatives →

21. 21
    MyFinMate - Personal Finance App▲10

    Smart money management with complete privacy of your data

    2025 · myfinmateapp.com · its alternatives →

22. 22
    PayCheck▲3

    Track your money. Your records stay on your phone.

    Aug 2026 · play.google.com · its alternatives →

23. 23
    zero: private offline expense tracker▲4

    Track expenses offline with complete privacy

    Feb 2026 · play.google.com · its alternatives →

24. 24
    Money Tracker▲11

    Simple & intuitive expense app

    2024 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →