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Commerce · alternatives · 2026

24 alternatives to Keept

Privacy-first budgeting for expats. No bank login needed.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1

    Travel expense tracker for nomads

    2018 · cigarettescheapsmokes.com · its alternatives →

  2. 2

    Track your global expense

    2023 · its alternatives →

  3. 3

    Hi HN, I’m full stack developer (formerly iOS) and I just launched Nomad Tracker, a native iOS app to help digital nomads track physical presence across countries for visa limits and tax residency. Key idea: everything runs on-device. No accounts, no cloud sync, no analytics. Features: - Calendar-based day tracking per country. - Schengen 90/180 and other visa “runways”. - Fiscal residency day counts and alerts. - Optional background location logging (battery-efficient, never overwrites manual data). - Photo import using metadata only (no image access). - On-device “Fiscal Oracle” using…

    Feb 2026 · thenomadtracker.com · its alternatives →

  4. 4
    Stated▲78

    Privacy-first AI finance tracker

    Apr 2026 · statedmoney.com · its alternatives →

  5. 5

    EA88 là điểm đến giải trí trực tuyến hàng đầu với kho game đa dạng cùng tỷ lệ trả thưởng hấp dẫn. Tham gia ngay để tận hưởng bảo mật tuyệt đối và ưu đãi lớn.

    2021 · safeapps.io · its alternatives →

  6. 6

    Privacy-focused expense recording app, exports Ledger format

    2021 · apps.apple.com · its alternatives →

  7. 7

    Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…

    Nov 2025 · whisper.money · its alternatives →

  8. 8

    The Privacy-First Expense Tracker. No Bank Login Required.

    Jul 2026 · spendkeep.com · its alternatives →

  9. 9

    Privacy-First Expense Tracker for Couples & Individuals

    Feb 2026 · pocketclear.app · its alternatives →

  10. 10

    uFincs is the easiest, privacy-friendly way of taking control of your finances. Control your money. Keep your data.

    2021 · ufincs.com · its alternatives →

  11. 11

    My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…

    2023 · apps.apple.com · its alternatives →

  12. 12

    Hello HN! I have built NomadExpenses because I tried like 15 or so iOS Apps and none of them had features I needed. If you just live in one place and need only one currency and budget for one the choices are vast. I needed multi-currency support (not just multiple wallets, but auto currency conversion), shared expense logging with my girlfriend and the ability to see everything in the currency I understand best. There is essentially only travel apps for short-term trips, that do something like this, but not for nomads, since you have to create a "trip" with dates. I need my monthly target…

    Dec 2025 · nomadexpenses.com · its alternatives →

  13. 13

    Master Your Travel Money, Anywhere. Even Offline

    2025 · play.google.com · its alternatives →

  14. 14

    Free privacy-first personal finance app | no bank connection

    Dec 2025 · spendflow.uk · its alternatives →

  15. 15

    Travel budget and expense tracker

    2021 · play.google.com · its alternatives →

  16. 16

    Simple, secure expense tracking - your data stays private

    Feb 2026 · play.google.com · its alternatives →

  17. 17

    A free, premium budgeting app that puts your privacy first

    2025 · its alternatives →

  18. 18

    Your travel companion. save your expenses, photos, locations

    2024 · apps.apple.com · its alternatives →

  19. 19

    Premium budgeting tools, absolute data ownership.

    Jun 2026 · play.google.com · its alternatives →

  20. 20

    Track expenses offline with complete privacy

    Feb 2026 · play.google.com · its alternatives →

  21. 21
    Kept▲3

    Track your money privately — no bank links, no subscriptions

    Apr 2026 · kept.diversekit.cloud · its alternatives →

  22. 22

    Private and local. No AI or cloud. Just you and your money.

    Jun 2026 · finplan.me · its alternatives →

  23. 23

    Eenvoudig overzicht en controle over je geld

    Dec 2025 · budgetbuddy-nl.lovable.app · its alternatives →

  24. 24

    Log costs in any currency. No account, no email, no fuss.

    Mar 2026 · sejour.life · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →