Alternatives

Products that do what Earn high rate in online savings account does

1. 1
   Robinhood Checking & Savings▲465

   Earn 3% on your money. Pay no fees.

   2018

2. 2
   Rand▲116

   Build lasting wealth, earn 5% APY

   2023

3. 3
   Tellus Boost▲81

   Earn 3% on your cash & boost your rate daily.

   2020

4. 4
   LearnVest▲63

   Make progress on your money.

   2014

5. 5
   Yield-as-a-Service▲152

   Earn up to 5.5% APY on your excess cash

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6. 6
   Fi▲110

   Neobank for the working professionals of today

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7. 7HM
   Highscore.money – Pay your way into the highscore▲50

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8. 8
   Yotta Savings▲154

   Win up to $10 million by saving in an FDIC insured account

   2020

9. 9
   Vouch▲90

   Friend powered finance

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10. 10
    Smart Yield▲182

    Our investment alternative to a high-yield savings account

    2025

11. 11
    Paykassma▲174

    High-risk payment gateway for +20% conversion increase

    2024

12. 12IB
    I built a faster way to burn your money on Etsy.com▲73

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13. 13JH
    Just hit $15k/m running unlimited design service by myself▲64

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14. 14
    Even▲105

    Steady your income stream w/ cash mgmt & interest free loans

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15. 15E9
    Earn 9.62% on US Treasury I Bonds on Yotta▲83

    Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

    2022

16. 16AP
    A paperless 401k with automated advising built-in▲83

    2015 · captain401.com

17. 17
    Crescent▲96

    Earn 4% APY with up to $75m in FDIC insurance

    2023

18. 18
    SaveUp▲77

    Free rewards program to help pay off debts

    2015

19. 19
    TaxBestimates▲92

    Increase your take home pay with each paycheck

    2015

20. 20
    CNote▲102

    40x better returns than the bank. Help savers earn more

    2016

21. 21WB
    With BOFA at 0.01%, I made levels.fyi for high yield savings accounts▲6

    I was with BOFA and Chase Private Client for years before I realized that they were making tons of interest off my money and just keeping it for themselves. The funny thing is that since I had a lot of money with them they raised my rate as a thank you to wait for it 0.02% instead of 0.01% lol. Got upset because of this and made this site. It scrapes all the banks every 30 minutes so it is the most real time source of APY data on the internet. Rates are now over 3% at the high end so it makes sense to park your money in these places rather than the big three banks.

    2022 · apy.fyi

22. 22
    Personal Capital▲85

    All your accounts, All in one place.

    2013

23. 23IB
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24. 24WM
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