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Life & fun · alternatives · 2026

EH

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Earn high rate in online savings account launched in 2020; newer entries below may have overtaken it.

  1. 1

    Earn 3% on your money. Pay no fees.

    2018 · its alternatives →

  2. 2
    Rand▲116

    Build lasting wealth, earn 5% APY

    2023 · rand.app · its alternatives →

  3. 3

    Earn highest interest rate in online savings account

    2020 · its alternatives →

  4. 4

    How do you attract new people to the top of your funnel?

    2017 · makemoneyonline.exposed · its alternatives →

  5. 5
    Digit▲25

    An artificially intelligent savings account

    2014 · oportun.com · its alternatives →

  6. 6

    Earn 3% on your cash & boost your rate daily.

    2020 · tellusapp.com · its alternatives →

  7. 7

    Make progress on your money.

    2014 · learnvest.com · its alternatives →

  8. 8
    Nav.it▲80

    Make confident money moves

    2020 · navitmoney.com · its alternatives →

  9. 9

    Earn up to 5.5% APY on your excess cash

    2022 · sivo.com · its alternatives →

  10. 10
    Fi▲110

    Neobank for the working professionals of today

    2021 · fi.money · its alternatives →

  11. 11

    Set a deadline and a price. If you fail, you pay.

    2014 · gofuckingdoit.com · its alternatives →

  12. 12

    Win up to $10 million by saving in an FDIC insured account

    2020 · withyotta.com · its alternatives →

  13. 13
    Vouch▲90

    Friend powered finance

    2014 · vouchmoney.com · its alternatives →

  14. 14
    Finnt▲185

    Next-gen banking app for students

    2023 · apps.apple.com · its alternatives →

  15. 15
    Even▲105

    Steady your income stream w/ cash mgmt & interest free loans

    2015 · onepay.com · its alternatives →

  16. 16E9

    Hey all My name is Adam, and I’m a co-founder at Yotta (YC S20), an app that uses behavioral psychology to help people save money by making saving exciting. We built a feature on Yotta where you can earn 9.62% APY via US Treasury I Bonds. (https://www.withyotta.com/i-bonds) This is an absurd yield for a security that is backed by the full faith and credit of the United States Government - the strongest guarantee you can get. For comparison, most high-yield savings accounts with FDIC coverage are paying ~2%. The backstory: I Bonds were established by the US Treasury in 1998 to…

    2022 · its alternatives →

  17. 17

    Earn 4% APY with up to $75m in FDIC insurance

    2023 · crescent.app · its alternatives →

  18. 18
    SaveUp▲77

    Free rewards program to help pay off debts

    2015 · its alternatives →

  19. 19
    CNote▲102

    40x better returns than the bank. Help savers earn more

    2016 · mycnote.com · its alternatives →

  20. 20
    Monie▲78

    5% APY high yield account for your dollars

    2021 · its alternatives →

  21. 21

    I was with BOFA and Chase Private Client for years before I realized that they were making tons of interest off my money and just keeping it for themselves. The funny thing is that since I had a lot of money with them they raised my rate as a thank you to wait for it 0.02% instead of 0.01% lol. Got upset because of this and made this site. It scrapes all the banks every 30 minutes so it is the most real time source of APY data on the internet. Rates are now over 3% at the high end so it makes sense to park your money in these places rather than the big three banks.

    2022 · apy.fyi · its alternatives →

  22. 22

    Reach your saving goals faster

    2019 · its alternatives →

  23. 23

    All your accounts, All in one place.

    2013 · personalcapital.com · its alternatives →

  24. 24
    EarnUp▲70

    Intelligently automate loan payments

    2016 · earnup.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →