nowfound

Alternatives

Products that do what Moosely does

Budget beautifully without ever linking your bank

  1. 1
    Cashly87

    Budget planner & finance tracker for iOS

    2020

  2. 2
    Plaid157

    A REST API for your bank

    2014

  3. 3

    See your full financial life, bank to brokerage in one place

    Apr 2026 · perplexity.ai

  4. 4
    Savely262

    The no bullsh*t way to save up money for a vacation 🏖

    2021

  5. 5

    Easily connect your bank accounts to an app

    2017

  6. 6FA

    Fungible is a terminal-based personal finance app that fills the Mint-shaped void in my life. It runs using your own plaid credentials (optional) and has its own integrated chatbot (also optional and BYO key). You connect banks via Plaid or import CSVs. Transactions get auto-categorized by rules you define. On top of normal categories there's a flexibility layer (fixed / flexible / discretionary) so you can see at a glance what's actually controllable spending. There are also tags (also separate from categories) for isolating things like trips or hobbies. The financial health…

    May 2026 · github.com

  7. 7
    FinKitty107

    Your finance pet that cheers every smart money move

    Oct 2025

  8. 8

    Local-first, open-source, no account needed

    Jun 2026

  9. 9
    8udget97

    Budget, invest & track finances - works offline

    Jan 2026 · 8udget.my

  10. 10
    Monifi69

    Excel alternative for personal finance management

    Dec 2025 · monifi.app

  11. 11
    Funded95

    Budgeting without the micromanagement

    2020

  12. 12

    Startup data via API

    Mar 2026 · tryfundable.ai

  13. 13

    Budgeting, without the spreadsheet

    Jul 2026 · spendly.my

  14. 14

    Budget tracker — no subscription, no account needed

    May 2026 · etsy.com

  15. 15

    I built PocketLens because I wanted automatic bank sync without giving my transaction history to a company. Plaid recently started allowing personal developer accounts, and this provides free access to your own financial data. Existing options either require manual csv imports, or route through paid relays: Actual Budget syncs via the SimpleFIN Bridge (a third-party service between you and your data), Firefly III needs an external importer wired to an aggregator. PocketLens connects your own Plaid keys directly and transactions, balances, and brokerage holdings show up (no fee). Plaid is…

    Jul 2026 · github.com

  16. 16

    a net-worth-centered expense tracker app

    Nov 2025 · github.com

  17. 17

    The Privacy-First Expense Tracker. No Bank Login Required.

    Jul 2026 · spendkeep.com

  18. 18
    Kashly4

    Cash expense tracker — no bank, no cards, just you

    Jun 2026 · apps.apple.com

  19. 19
    Lumio2

    See all your money. Link none of your accounts.

    Aug 2026 · lumioapp.io

  20. 20

    See the whole picture.

    2025

  21. 21
    Taffy7

    Sort, don't budget

    Aug 2026 · taffybuckets.com

  22. 22

    Your personal finance OS for budgeting, net worth, and goals

    Jun 2026 · analystly.io

  23. 23
    Quidly1

    See where your money went, without linking a bank

    21d ago · quidly.pages.dev

  24. 24BI

    There is so much innovation that can and needs to be done in the online banking space, Mint hasn't innovated in years, so I decided to. Some of my experiments... http://budgetable.com

    2012

Ranked by how close each launch is in meaning, then by votes. Refine with a description →